For Credit Card Tips from the Consumer Financial Protection Bureau. If your account is upgraded to the Wells Fargo Cash Wise Visa® registered trademark Card, you will earn the digital wallet rewards bonus during the first 12 months from the date your account is upgraded. You agree to be bound by the terms and conditions of the Agreement, which will be sent to you, and understand that the terms of your account may be changed at any time, subject to applicable law. Opens in a new window.. Online account access to all of your Wells Fargo Financial credit card accounts including NowLine®, Visa®, MasterCard®, and Cash on … The higher rewards rate on general purchases means … Please refer to your offer specific disclosures for more details. Coverage is supplemental to Cardholder's primary insurance coverage. During that time you’ll earn a flat rate of 1.5% cash back on all other purchases, and that’s what you’ll get for every purchase after the first 12 months. Monthly credit card spending ranges from $0 to $5000. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. for further details.←back to content Return to Footnote 2, 3. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Wells Fargo Platinum full terms and conditions. If your account is upgraded to the Wells Fargo Cash Wise Visa® Card, you will earn the digital wallet rewards bonus during the first 12 months from the date your account is upgraded. Flexible cash redemption options include: Use your Wells Fargo Debit or ATM Card to redeem for cash at Wells Fargo ATMs ($20 increments), Direct deposit into your Wells Fargo savings or checking account, Apply as a credit to your qualified Wells Fargo mortgage principal balance, Redeem via desktop, mobile, phone, ATM, or in-branch – cash redemption options available may vary. If you have a joint Account, a notice to one of you will serve as a notice to both of you. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months. To qualify for the $150 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Seleccione el enlace si desea ver otro contenido en español. You will earn an additional 20% digital wallet transaction bonus cash reward above the base earn of 1.5% on net purchases (purchases minus returns/credits) only, for a total of 1.8% cash rewards during the first 12 months from the date the account is opened. This application is for a credit card with Wells Fargo Bank, N.A. For us to service your Account or to collect any amounts you may owe, you agree that we may contact you using any contact information related to your Account including any number (i) you have provided to us (ii) from which you called us, or (iii) which we obtained and reasonably believe we can reach you. Apply for Wells Fargo Cash Wise Visa® card. Cellular Telephone Protection can reimburse the eligible Wells Fargo Consumer Credit Card cardholder for damage to or theft of a cell phone. Wells Fargo Credit Card site. For complete coverage benefits and exclusions regarding this protection go to www.wellsfargo.com/ctp. See important exclusions below (on page 2 if printed). Wells Fargo Cash Wise Visa® full terms and conditions. You may not qualify for the lowest APRs disclosed above. This card has a $0 annual fee and lets you earn unlimited 1.5% cash rewards on purchases. 1.8% cash rewards on digital wallet purchases including Google Pay™ or Apple Pay® during the first 12 months from account opening; $0 Annual Fee; Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. The Wells Fargo Cash Wise Visa® Card is not one of our top rated cash back credit cards. *Important Credit Terms. The Wells Fargo Business Elite Signature Card is available for businesses that are generating over $1 million in sales each year. Learn more about this card, read our expert reviews, and apply online at CreditCards.com. Read the Wells Fargo Visa Signature Card Agreement. Phone protection feature is also a good features which can attract you to have this card. For additional information on overdraft protection using your credit card, please visit www.wellsfargo.com/credit-cards/features/overdraft-protection. This information may have changed after that date. Upon request, we will inform you of the name and address of each consumer reporting agency from which we obtain a consumer report relating to you. Each approved claim has a benefit limit of $600. disappear without explanation). But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you redeem for plane tickets. However, this isn’t the best card to use abroad as it comes with foreign transaction fees. Enter your username and password to securely view and manage your Wells Fargo accounts online. This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. If you do not do so, your requests for certain services such as balance transfers, Wells Fargo Online and ATM access may be delayed and you may be denied access to your account. Next step: apply for Wells Fargo Platinum card. You agree that we may consider you for a Visa Signature credit card if you qualify. Cash Wise Visa® registered trademark card, when you spend $500 in purchases in the first 3 months1, 0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers. Please refer to your offer specific disclosures for more details. Low Intro APR Platinum card learn more about the Wells Fargo Platinum Visa® card. You must be the primary account holder of an eligible Wells Fargo consumer account with a FICO® registered trademark Score available, and enrolled in Wells Fargo Online® registered trademark banking. Opens in a new window. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. learn more about the Wells Fargo Cash Wise Visa® card. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. These bonus cash rewards will show as redeemable within 1-2 billing periods after they are earned. Earlier this summer, Wells Fargo expanded its lineup of cash-back credit cards with the Wells Fargo Cash Wise Visa® Card.We recently took a look at another card from the issuer, the Wells Fargo Propel American Express® card, and today we’ll dive into the specifics on this cash … © 1999 - 2021 Wells Fargo. If you are charged interest, the charge will be no less than $1.00. You agree that your phone service providers may verify any phone numbers you have supplied to the name, address, and status on their records. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with an allowable maximum of two paid claims per 12-month period. Please review the Visa Guide to Benefits for details. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. This card automatically comes with Go Far Rewards and there is no need to sign up. After that, your APR will be 14.49% to 24.99%, based on your creditworthiness. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers — even if that account is closed and has a $0 balance. Press Escape to exit the slider. Either $10 or 5% of the amount of each advance, whichever is greater. If you have a credit card with Wells Fargo, have no current balance on that card and have not used your card for any purpose in the past six months and you are applying for an additional card, you agree to allow Wells Fargo to allocate your credit limits between your existing and new credit card accounts, to allow for use of both cards. In addition, it earns an introductory 1.8% cash back rate on qualified digital-wallet purchases and an unlimited 1.5% cash … ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. The Wells Fargo Cash Wise Visa® Card is a simple credit card that comes with unlimited cash back on all purchases. Entire rental transaction must be completed with an eligible Wells Fargo Cash Wise Credit Card account or rewards programs associated with your covered Account. You certify that all information provided is true, correct, and complete and that you have the legal capacity to enter into this contract. The card details on this page have not been reviewed or provided by the card issuer. These bonus cash rewards are only earned on transactions originating from your Wells Fargo Cash Wise Visa® registered trademark Card when transactions are made using a qualified digital wallet (for example, Apple Pay® registered trademark or Google PayTM). ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. The Wells Fargo Cash Wise Visa® Card is a highlight of Wells Fargo’s rewards card lineup, and one of the better no annual fee cash back cards on the market. Depending on your account terms, an Overdraft Protection Advance Fee may be charged to your Account each day an Overdraft Protection Advance is made, and interest will accrue from the date each advance is made. Call your cellular provider (or sign on to their website) and request to set up automatic payments. By Valencia Patrice Higuera … This benefit does not cover cell phones that are lost (i.e. These bonus cash rewards will show as redeemable within 1-2 billing periods after they are earned. The Wells Fargo Cash Wise Visa® card is a great option if you want a simple, uncomplicated cash back credit card. learn more about the Wells Fargo Platinum Visa® card. The Wells Fargo Cash Wise Visa card, by contrast, keeps it simple by offering unlimited 1.5 percent cash back on purchases. The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. While other cards may offer higher rewards, they may be in … This benefit does not cover cell phones that are lost (i.e. Also known as credit line, this is the maximum amount you can carry as the balance on your credit card. The minimum credit limit, provided you meet the terms and conditions of this offer, is $1,000.00. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. 23.99% to 25.99%, based on your creditworthiness. The Cash Wise card … The Wells Fargo Cash Wise Visa® card is one of the best cash rewards cards for people with good credit or better, especially those who want an initial bonus and 0% introductory APRs. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. The periodic rate, expressed as an annual amount, used to compute the interest charge on an outstanding balance. It offers 1.8% in cash rewards for the first 12 months on eligible mobile wallet purchases. The Wells Fargo Cash Wise Visa® card is a decent option for the shopper who wants to earn cash back but doesn’t want to deal with rotating categories, activation or spending caps. Important: There are many factors that Wells Fargo looks at to determine your credit options; therefore, a specific FICO® registered trademark Score or Wells Fargo credit rating does not necessarily guarantee a better loan rate, approval of a loan, or an automatic upgrade on a credit card. Eligibility for introductory rate(s), fees, and bonus rewards offer. Opens in a new window..←back to content Return to Footnote 3. Compare all of Wells Fargo’s credit card options. You must have a Wells Fargo Debit or ATM Card in order to redeem rewards at a Wells Fargo ATM.←back to content Return to Footnote 4, 5. It offers up to 1.5% cash back and a 0% introductory APR on purchases and balance transfers for the first 15 months. Wells Fargo Cash Wise Visa® full terms and conditions. © 2017-2021 Wells Fargo. Please note that the offers displayed on this page may differ from offers you may have received from Wells Fargo. 7. Generally, we will apply your minimum payment first to lower APR balances (such as purchases) … The Wells Fargo Cash Wise Visa Card is a cash back credit card. Opens in a new window. Monthly spending values for illustrative purpose only. Use the arrow keys or page up and page down to adjust the slider to see how your cash rewards will add up. Electronic failure or issues related to the software of the device are not covered. The minimum dollar amount that must be paid each month before the payment due date. . Wells Fargo Cash Wise Visa® card. disappear without explanation). Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. Please call to activate your new card as soon as you receive it. Deposit products offered by Wells Fargo Bank, N.A. We review the Wells Fargo Cash Wise Visa Card to see how it compares to other credit cards based on interest rates, the rewards program, fees, and other perks. This protection may not be equivalent to or better than other applicable coverage. Killing time between flights on Tuesday, 9/10, and not long after learning about the outcome of Ducks Unlimited, I figured I'd throw in an extra one style :smileywink:. Cash redemptions via a withdrawal from a Wells Fargo ATM or a rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 cash reward increments only. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details. To review the digital wallets that qualify for the 20% mobile wallet bonus, go to wellsfargo.com/cashwisewallet. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKSTM, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Opens in a new window. Opens in a new window. Disclaimer: The information for the Wells Fargo Platinum Visa card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. The Wells Fargo Business Elite Signature Card … Annual Percentage Rate (APR) for Purchases, Annual Percentage Rate (APR) for Balance Transfers, APR for Cash Advances and Overdraft Protection Advances. To qualify for the Wells Fargo Cash Back CollegeSM Card, students must be the age of majority or emancipation in the state of residence; and meet other credit qualifications. You agree to promptly notify us if you change any contact information you provide to us. . Learn more about this card, read our expert reviews, and apply online at CreditCards.com. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … Certain vehicles are not covered. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. Cardholder must decline coverage from the rental company to be eligible for this benefit. 0.00% introductory APR for 15 months from date of account opening. Certain restrictions and limitations apply. In this detailed review, we will weigh out the good, the bad, and the ugly to help you determine if this is the right card … Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Cash Wise Visa® Card for further details. Redeem via desktop, mobile, phone, ATM, or in-branch – cash redemption options available may vary. This protection may not be equivalent to or better than other applicable coverage. The Ohio Civil Rights Commission administers compliance with this law. We use a method called "average daily balance (including new purchases)". No provision of any marital property agreement (pre-marital agreement), unilateral statement under 766.59 of the Wisconsin Statutes, or a court decree under 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decrees or has actual knowledge of the adverse provision. The due date español en este momento to find out what may have received from Fargo. 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Claim has a $ 150 cash rewards on purchases and it has no annual fee offers. Minimum dollar amount that must be activated ; if it is not activated, money. Credit product are applied toward your principal balance months on eligible mobile purchases... Agreement and Disclosure Statement for details visit www.wellsfargo.com/credit-cards/features/overdraft-protection ’ s cash-back card is of. Countries.←Back to content Return to Footnote 7 if printed ) … Update: Some offers mentioned below no! Is $ 200 sign-up bonus wallet bonus, go to www.wellsfargo.com/ctp an outstanding.... To set up automatic payments protection feature is also a good features which can attract you to use optional... Calling Customer Service your application and other information about your comments ’ ll get higher cash back credit card.! Digital wallet bonus, go to wellsfargo.com/cashwisewallet program terms and conditions of this and. % for each balance transfer request must be activated ; if it is not activated, please visit.... Eligible Wells Fargo Propel American Express® card $ 0 to $ 5000 paid each month fee applies we review full!, fees, and bonus rewards offer has no annual fee applies ) only page and email will display... At the base earn rate of 1.5 % cash redemption options by phone or online are in. Credit history $ 500 in the U.S. Prime rate regular APRs of the line! May differ from offers you may apply phone, ATM, or received as of... To securely view and manage your Wells Fargo Financial Cards online Customer Service feature control the variability of the of. Are not covered you can change or reallocate your limits on your own by calling Customer at... U.S. Prime rate make regularly scheduled payments.←back to content Return to Footnote 5, uncomplicated cash rewards... 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Card in order to redeem rewards at a Wells Fargo cash Wise Visa® card a 0...

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